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STATE LIFE INSURANCE CORPORATION OF PAKISTAN THROUGH CHAIRMAN versus RAZI -UR-REHMAN


Policy 2 2001 The insurance policy for non-payment of policy restitution on 2001, 16 199 1991 initiates the insurance policy and the insurance policy on 25 1997 1997, 11 11 1991 1991 under the legal heir (designated) of the insurance policy section 79, 80 And 118 insurers on the payment of dues by the insurance company on July 18, 2003, two years and three months after the insurer's death, the policy was denied by the insurance company claiming that the plaintiff. According to the medical certificate prepared by the insurer, he was a patient of high blood pressure, diabetes and mellitus validity law to sign the insurance contract. Was not allowed to inquire after and the continuation of the approval by the company such as deposit of insurance premium and maintenance of policy. Such a contract company may challenge the contract within two years of the commencement of its contract in terms of Section 80 of the Insurance Ordinance, but the death of the 2000 insurer was beyond two years after the revision of the policy. This type of illness cannot be cited by the company as a rare cause for the majority of people who suffer from such illnesses for decades or longer, by being more careful in their lives. Covering such illnesses cannot be interpreted as such because the company should have satisfied itself at the time of insurance and should have obtained satisfaction by conducting medical examination of the insurance if the company managed to establish the nature of the insurance company at the time of insurance. If that happened, the two-year period during which the challenge could have been completed had already expired.

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