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AMERICAN LIFE INSURANCE COMPANY (PAKISTAN) LTD. versus MASTER AGHA JAN AHMED


Article 118 Criminal Code of Conduct (v. 1898), Sections 176 of the Constitution Evidence (10 of 1984), Arts 57, 117 and 120 of the Insurance Policy; Defendant assured that the defendant and the company refused to pay the insurance because the death of the assured was the result of suicide. The defendants affirmed the justification based on their decision on the magistrate's report prepared under section 176CC, not only that the magistrate's report itself was unacceptable and irrelevant. In this case, but what was listed as statements of those who appeared before the magistrate, was also unacceptable because those persons did not appear as witnesses and their statements were numerous. The test was not subjected to and the defendant failed to impose a restriction in this regard to prove that the suicide was committed by the defendant legally not accepting the exclusion clause against the defendants. And therefore it was wrong to be able to fully postpone the terms of the two policies, the terms of its agreement later The provisions of the Act cannot be varied unless the relevant statutory provisions are specifically provided for in section 118 of the Insurance Ordinance 2000 and the terms and conditions thereof are provided in it. Prior to the enactment of the insurance ordinance, the insurance contracts entered into before the enactment of the insurance ordinance did not apply to 2000, the claim for damages under section 118 of the insurance ordinance 2000 could not be sustained.

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