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P L D 2017 Lahore 703
Before Ibad-ur-Rehman Lodhi, J
MUHAMMAD BASHIR—Appellant
versus
Chaudhary ABDUL RASHEED—Respondent
Regular First Appeal No. 177 of 2011, heard on 20th February, 2017. Civil Procedure Code (V of 1908)—
—O. XXXVII, Rr, 1 & 2—Qarz-e-Hasna—Scope—Plaintiff contended that though loan facility extended to the defendant was named as Qarz-e-Hasna but a pronote and receipt were also separately executed— Plaintiff submitted that term Qarz-e-Hasna actually denoted to a loan— Term was not used as a fiscal transaction amongst creature of pronote—Defendant contended that Qarz-e-Hasna was a loan repayable at borrower's convenience which was not recoverable unless the borrower was in a position to repay the same—Defendant denied signatures and thumb impression on the pronote and the receipt— Validity—Holy Quran is the basic and primary source of law and it is complete code of life—Term Qarz-e-Hasna was not coined by anybody, rather it was found in holy Quran itself—Qarz-e-Hasna/goodly loan signified whatever was given to another selflessly and absolutely with the belief that he would get the reward in the next world—Stipulation, however, was that the loan should be a "goodly" one i.e. it should not be tainted with selfish designs and it should be given for the sake of Allah, for the purpose of pleasing Allah—Term Qarz-e-Hasna was not available for a loan to be extended by a person in this world to another person—Although basic transaction was termed by the plaintiff in his plaint and evidence as Qarz-e-Hasna, but at the same time, such transaction was reduced into writing in the shape of pronote and receipt showing such fiscal transanction in between the parties— Execution of pronote although had been denied by the defendant, but both documents were shown to have been signed by the defendant— Signatures had been denied but not only Trial Court but High Court had also obtained his signatures in open court and, while comparing the same with the signatures available on referred documents, this was the consensus that both the documents were duly signed by the defendant—With the consent of the plaintiff I decree holder, the decretal amount was allowed by the High Court to be paid by the defendant/judgment debtor by means of monthly installments—Any single default would entitled the decree holder for lump sum recovery of the remaining decretal amount and for that purpose executing court, if approached, would be at liberty to proceed judgment debtor— Appeal was dismissed accordingly, [pp. 705, 708]
Sura Al-Baqra, Ayats 245 and 267; Tadabbar Quran, Jild-e-Awal by Maulana Amin Ahsan Islahi; Sura Al-Maida, Ayat No. 12; Sura Al-Hadeed, Ayat Nos.57 and 16; Ahadid by Hazrat Abdullah Bin Masood; Sura Al-Hadeed, Ayat No. 18; Sura Al-Tighabun, Ayat No. 17; Sura Al-Muzammal, Ayat Nos.20 and 25 ref.
Haroon Irshad Janjua for Appellant.
Muhammad Kashif for Respondent.
Date of hearing: 20th February, 2017.
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