ZAKIA J. REHMAN versus STATE LIFE INSURANCE CORPORATION OF PAKISTAN
Suit for collection of money on the basis of insurance policy section 2 (11), (13d), 42 and 51 insurance policy, the suit filed by the deceased policyholder's legal heirs was resisted by the plaintiff's insurance corporation. There was no life insurance contract. There was a proposal made between the policy holder and the insurance corporation, but only by the deceased policy holder, which was not finally accepted by the corporation and further claimed that the premium payment from the policy holder was justified. And has denied its responsibility to pay the victim's claim. Legal Heritage The legacy of the deceased policyholder was substantiated by his evidence. The licensed agent of the defendant corporation contacted the deceased to take out the insurance policy and the dead life insurance form was filled in the form. The delegation was accompanied by reports of relevant medical inspections. The agent told the corporation, who told the agent that the proposal had been accepted. The agent was paid a premium by check through the deceased, whose check was withdrawn and the premium was retained by the corporation and the receipt of the money was also issued by the corporation factum in case of an accident by the policy holder. The corporation did not refuse death = there was nothing on the record to suggest that the corporation at any time informed the policy holder that its proposal was not accepted or the premium amount was temporary. As received, the deceased policy holders / legal heirs completed their case.
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